Privacy Policy

App Name: SKA Market Lens

Developer: SKA Global Partners

Bundle ID: com.skaglobal.marketlens.app

Effective Date: January 1, 2025

Last Updated: January 1, 2025

Privacy-First Approach: SKA Market Lens is designed with your privacy as a top priority. We do not collect, store, transmit, or sell any personal information. All data remains locally on your device.

1. Introduction

SKA Global Partners ("we," "our," or "us") operates the SKA Market Lens mobile application (the "App"). This Privacy Policy explains how we handle data when you use our App.

Key Principle: We respect your privacy. The App is designed to operate entirely on your device without transmitting personal information to our servers or third parties.

2. Information We Do NOT Collect

The App does NOT collect, store, or transmit:

3. Data Stored Locally on Your Device

The App stores the following data locally on your device only using iOS/Android secure storage mechanisms:

Data Type Purpose Storage Method
Terms Acceptance Track whether you've accepted terms & conditions SharedPreferences (Android) / UserDefaults (iOS)
Tutorial Completion Track whether you've completed the onboarding tutorial SharedPreferences (Android) / UserDefaults (iOS)
Scan Configurations Save your custom technical indicator settings Local SQLite database
Portfolio Holdings Track your hypothetical positions for educational purposes Local SQLite database
S&P 500 Ticker List Cache S&P 500 companies locally to reduce network requests SharedPreferences (Android) / UserDefaults (iOS)
App Preferences Theme settings, notification preferences SharedPreferences (Android) / UserDefaults (iOS)

Important: This data is stored exclusively on your device and is never transmitted to our servers, cloud services, or third parties. Uninstalling the App will permanently delete all locally stored data.

4. Third-Party Data Sources

The App retrieves publicly available financial data from external APIs to provide market information:

4.1 Yahoo Finance API

4.2 Wikipedia API

⚠️ Third-Party Privacy Notice: While the App itself does not collect personal information, third-party APIs (Yahoo Finance, Wikipedia) may log network requests per their own privacy policies. These services may collect IP addresses, request timestamps, and user-agent strings. We do not control third-party data practices.

5. Network Permissions

The App requests internet access permissions for the following purposes only:

6. No User Accounts or Authentication

The App does not require user registration, login, or authentication. There are no user accounts, passwords, or email addresses associated with the App.

7. No Cookies or Tracking Technologies

The App does not use:

8. Children's Privacy (COPPA Compliance)

The App is not directed to children under 13 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided information to us, please contact us, and we will delete such information (note: the App does not collect data to begin with).

9. Data Retention

Since all data is stored locally on your device:

10. Data Security

Data security measures:

11. Your Privacy Rights

Since we do not collect personal information:

12. California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

For California users: We do not sell your personal information. We do not share personal information with third parties for their direct marketing purposes.

13. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have the right to:

Legal Basis: The App does not process personal data, so GDPR's legal basis requirements (consent, legitimate interest, etc.) are not applicable.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be effective immediately upon posting the updated policy within the App and at this URL. Continued use of the App after changes constitutes acceptance of the updated policy.

Notification Method: Significant changes will be communicated via an in-app notice on your next launch.

15. No Advertising or Marketing

The App:

16. International Data Transfers

Since all data is stored locally on your device and we do not operate servers or cloud services, there are no international data transfers. Third-party APIs (Yahoo Finance, Wikipedia) may route requests through their global infrastructure per their own policies.

17. App Permissions Explained

The App requests the following device permissions:

Permission Purpose Required?
Internet Access Fetch stock data from Yahoo Finance and Wikipedia APIs Yes (app cannot function without it)
Network State Detect if device is online before making API requests Yes (improves user experience)
Storage Access Save portfolio and configuration data locally Yes (automatic on modern iOS/Android)

Permissions NOT Requested: Location, Camera, Microphone, Contacts, Calendar, Photos, Bluetooth, NFC

18. Data Breach Notification

Since we do not store user data on our servers, the risk of a data breach affecting your information is negligible. In the unlikely event of a security incident affecting the App's infrastructure (e.g., compromise of our code-signing certificates), we will notify users via an in-app alert.

19. Third-Party Links

The App may contain links to third-party websites (e.g., stock exchange websites, regulatory resources). We are not responsible for the privacy practices of these external sites. Please review their privacy policies before providing any information.

20. Contact Information

If you have questions about this Privacy Policy or data practices, contact us at:

Response Time: We aim to respond to privacy inquiries within 7 business days.

21. Summary of Key Privacy Points